Knepper CPA, CERTIFIED FINANCIAL PLANNER practitioner|
| Dean Knepper, CPA, CFP® is
founding principal of Lifetime Financial Planning, Inc., a
only financial, tax and investment planning and advisory firm
serving Northern Virginia, Maryland, and DC.
Areas of Specialization
||"Our mission is to help our
clients solve their financial problems and reach their most
important life goals by providing sound, straightforward and
unbiased fee-only financial planning and advice."
In the News
is a CERTIFIED PUBLIC ACCOUNTANT (CPA) and a CERTIFIED FINANCIAL
PLANNER practitioner. Less than two percent of CPAs
in the United States hold both of these highly regarded certifications.
In a readers poll conducted by Leesburg Today, Dean was recognized
as one of the best financial advisors in Loudoun County Virginia,
and has been quoted frequently in the national
media on investing, retirement planning, taxes, home financing,
401k plans, IRAs, and college 529 savings plans.
Dean is a graduate of Bowling Green State University and
the College for Financial Planning CFP® Professional
Education Program. He is a member of the American Institute
of Certified Public Accountants (AICPA) and The National Association
of Personal Financial Advisors (NAPFA).
Dean has "over 30 years of experience" as a financial
advisor. He is a fee-only financial planner who has advised
individuals, business owners and employees on a wide range
of financial issues including: taxes, investments, IRA &
401k plans, employee stock options, 529 college savings plans,
Coverdell education savings accounts (ESA), retirement planning,
employee benefits, and insurance.
|Dean and his unique practice model
have been featured on two occasions in The Washington Post.
He has been quoted in Money, Bloomberg Personal
Finance, Time, U.S. News & World Report,
The Wall Street Journal, Financial Planning Magazine, The Journal
of Accountancy, The Washington Post, MSNBC News, Practical Accountant
Magazine, Child Magazine, The Christian Science Monitor, and
TheStreet.com on investing, retirement planning, taxes, home
financing, 401k plans, IRAs, college 529 savings plans and college
financial aid. He is also quoted in Sheryl Garrett's book -
Garrett's Guide to Financial Planning. His firm and website
"www.lifetimefp.net" were sited as resources for retirement
planning in an article for The Washington Post Magazine titled
"Coming To Grips With The "R" Word". Please
visit our Media Page for details.
Dean uses his thirty years of experience as a CPA and his
knowledge of the tax code to formulate financial planning
strategies that reduce and defer tax liabilities to maximize
net earned income and after tax investment returns.
Based on a thorough understanding of the client's financial
objectives, risk tolerance and investment time horizon; Dean
helps them build a diversified portfolio centered around the
use of low cost and tax efficient stock index mutual funds.
Dean's investment philosophy is based on extensive academic
research, which has shown that trying to beat the stock market
is a "loser's game". Numerous studies have shown
that attempting to select successful (consistent market beating)
active investment managers and mutual funds is virtually impossible
and prohibitively expensive. It is Dean’s belief that
a well-diversified portfolio containing index funds offers
the investor the highest probability of reaching their financial
There are many different strategies to consider when planning
for college costs. Many involve understanding and maximizing
the benefits of the college financial aid system. Others involve
tax efficient long-term saving or ways to generate more after-tax
dollars, such as 529 College Savings Plans and Education Savings
Accounts (ESA). Dean's knowledge of the tax code, the college
financial aid system and investment planning enables his clients
to make the most efficient use of these funding options.
Prior experience as a qualified retirement plan administrator
and his knowledge of retirement plan tax law (including IRA
and 401k plans) enables Dean to develop a plan to help his
clients maximize their benefits during retirement.
Employee Stock Options
Optimization of this valuable benefit requires a thorough
understanding of the complicated employee stock option tax
rules and the ability to effectively incorporate these employee
stock options into the client's overall investment plan. As
a CPA and investment adviser with experience in employee stock
option taxation, including the alternative minimum tax (AMT),
Dean is able to provide this specialized service.
Twelve years of experience as a corporate benefits manager
has provided Dean with the expertise to help clients take
full advantage of their employee benefits.
Dean helps clients obtain financial peace of mind by developing
a plan to increase savings and reduce debt.
Knepper, CPA, CERTIFIED FINANCIAL PLANNER™ professional
208 South King Street, Suite 201, Leesburg,
Phone: (703) 779-0515 - Fax: (703) 468-7086 - E-mail: firstname.lastname@example.org
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